Welcome to BioneShield. By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

1. Use of Website

The content provided on this website is for general informational purposes only. While BioneShield strives to ensure accuracy, we do not guarantee that all information is complete, current, or free of errors.

You agree to use this website lawfully and not engage in any activity that may damage, disrupt, or interfere with its operation.

2. No Professional Advice

Information on this website does not constitute legal, financial, or insurance advice. Insurance coverage is subject to policy terms, conditions, exclusions, and underwriting approval. Clients should review all policy documents carefully before making decisions.

3. Intellectual Property

All content on this website, including text, branding, logos, graphics, and design elements, is the property of BioneShield and is protected by applicable intellectual property laws. Unauthorized use, reproduction, or distribution is strictly prohibited.

4. Limitation of Liability

BioneShield shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on its content. Use of the website is at your own risk.

5. Third-Party Links

This website may contain links to third-party websites for convenience. BioneShield does not control or endorse the content of external sites and is not responsible for their practices or policies.

6. Privacy

Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

7. Policy Terms

All insurance products are subject to specific policy terms, conditions, exclusions, and applicable laws. Coverage is not guaranteed until formally approved and documented in writing.

8. Modifications

BioneShield reserves the right to modify these Terms and Conditions at any time without prior notice. Continued use of the website constitutes acceptance of any updates.

9. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of United States.

10. Contact Information

For questions regarding these Terms and Conditions, please contact: support@bioneshield.online